[L-R; Head of Finance and Strategy Faulu Bank, Stephen Ngugi, Vuyokazi Mabude, Head of Knowledge and Insights Old Mutual Africa region, and Anthony Mwithiga, Group Managing Director Old Mutual Investment group at the launch of the second edition of the Old Mutual Financial Services Monitor (OMFSM). The report revealed that 70% of Kenyans reported income declines in 2024, with half of the workforce experiencing stress. Photo/courtesy/Feb’ 15, 25].